2025 Self-Employed Quarterly Tax Estimator

Estimate your quarterly federal tax payments, including self-employment tax and deductions.

Use this free 2025 Self-Employed Quarterly Tax Estimator to calculate your estimated federal tax payments. See how much to send each quarter to avoid IRS penalties. Updated with the latest self-employment tax rate (15.3%) and 2025 income brackets.

2025 Tax Rates15.3% SE TaxIRS CompliantFree Tool
Tax Information
Enter your financial information to calculate your quarterly tax estimates

Quarterly Tax Payment Guide

Who Needs to Pay Quarterly Estimated Taxes?

Self-employed individuals, freelancers, and independent contractors typically need to pay quarterly estimated taxes if they expect to owe $1,000 or more in federal tax for the year. This includes 1099 workers, sole proprietors, LLC members, and partners in partnerships. The IRS requires pay-as-you-go taxation, meaning you must pay taxes as you earn income throughout the year rather than waiting until April.

Employees generally don't need to pay quarterly taxes because their employers withhold taxes from each paycheck. However, if you have significant self-employment income alongside your job, you may still need to make quarterly payments to cover the additional tax liability from your business activities.