Pet Insurance Cost Calculator
Calculate your pet insurance monthly premium by pet type, age, breed, and coverage level. Get instant estimates for dog or cat insurance to make the best decision for your furry friend.
Pet Details
Tell us about your pet to get accurate insurance estimates
Insurance Details
Average Costs by Pet Type
Dog$45/mo
Cat$30/mo
Exotic Pet$20/mo
Average monthly premiums in the USA
Money-Saving Tips
- Choose a higher deductible
- Insure pets while they're young
- Compare quotes annually
- Bundle with other insurance
- Maintain pet's health
What Affects Costs?
- • Pet's species and breed
- • Age of your pet
- • Location (urban vs rural)
- • Coverage level and deductible
- • Wellness and preventive add-ons
What Is Pet Insurance?
Pet insurance covers veterinary bills for illness, injury, or emergencies, reducing out-of-pocket costs for unexpected medical expenses. It helps you afford the best care for your pet without financial stress.
Common Questions
Does it cover pre-existing conditions?
No, pre-existing conditions are typically excluded.
Can I insure older pets?
Yes, but premiums are higher and coverage may be limited.
What's typically covered?
Accidents, illnesses, surgeries, medications, and diagnostic tests.
Disclaimer: This calculator provides estimated pet insurance costs based on national averages. Actual premiums vary by provider, breed, and coverage details.