Retirement Planning Tools
Pension Gap / Retirement Readiness Calculator (2025 Update)
Are you saving enough to retire comfortably? Find out your retirement gap and plan to close it. Use this free 2025 Pension Gap Calculator to see if your current savings, pension, and investments will support your desired retirement lifestyle. Find out how much more you need to save each month to reach your goal. Updated with inflation and 2025 contribution limits for 401(k), IRA, and pension plans.
pension gap calculatorretirement readiness toolretirement savings gapretirement income shortfallpension calculator 2025
Enter Your Retirement Information
Provide your current financial information to assess your retirement readiness
Personal Information
Current Savings & Contributions
Retirement Income & Expenses
💡 Include all income sources like pensions, Social Security, or investments to get a full picture.
No personal data stored or shared. All calculations happen locally in your browser.
Understanding Your Retirement Readiness
Related Financial Tools
Retirement Savings Calculator
Plan your retirement savings and see if you're on track
Life Insurance Calculator
Calculate your life insurance needs for retirement protection
Investment Property Calculator
Analyze real estate investments for retirement income
Capital Gains Tax Estimator
Plan for taxes on investment withdrawals in retirement
Profit Margin Calculator
Optimize business income for retirement contributions
Business Insurance Estimator
Protect your business income for retirement planning