Liability Coverage Gap Analyzer
Check If You're Fully Protected
Use this free Liability Coverage Gap Analyzer to see if your insurance limits are enough to cover potential risks. Whether you're running a business or protecting your family assets, find out where you may be underinsured and how to close the gap.
Complete the form and click "Analyze My Coverage" to see your results
A liability coverage gap occurs when your insurance policy limits are insufficient to cover potential claims or judgments against you. This happens when your coverage limits don't match your actual exposure based on your assets, income, and risk factors.
Being underinsured can lead to financial devastation. If a claim exceeds your policy limits, you're personally responsible for the difference. This could mean losing personal assets, business assets, or facing wage garnishment.
Coverage gaps often develop over time as your income grows, assets accumulate, or business operations expand. Regular coverage reviews help ensure your protection keeps pace with your exposure.
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