Capital Structure / Debt-to-Equity Analyzer

"Visualize how your debt and equity mix impacts financial health, valuation, and risk profile."

The right capital structure balances growth and risk. Too much debt increases financial pressure, while too much equity can dilute returns. This analyzer helps you calculate your debt-to-equity ratio, visualize leverage scenarios, and understand how financing decisions affect your company's stability and value.

Capital Structure Inputs
Enter your current capital structure parameters
1%6.5%20%
5%12%30%
0%25%40%

Scenario Controls

-20%0%+30%
-10%0%+25%
Capital Structure Analysis
Interactive visualization of your leverage scenarios

Debt vs Equity Composition

Debt = 40.0% of total capital

$500K Debt / $750K Equity

Scenario Comparison

Results & Key Metrics
Base case analysis and scenario insights

Base Case Results

Debt-to-Equity Ratio

0.67x

Debt Ratio

40.0%

Equity Ratio

60.0%

WACC

9.15%

Leverage Classification

Conservative

Scenario Insights

Strategic Insights

🎯 Optimal Target: 2.90x D/E Ratio

This leverage level minimizes your cost of capital

Understanding Capital Structure
Key concepts and formulas for optimal capital management

What is Capital Structure?

Capital structure represents the proportion of financing a company uses through debt and equity. The goal is to find a mix that maximizes shareholder value while minimizing financing costs.

Key Formulas

Debt-to-Equity Ratio = Total Debt ÷ Total Equity

Measures leverage relative to equity base

WACC = (E/V × Re) + (D/V × Rd × (1−Tc))

Weighted Average Cost of Capital

where V = D + E

Total firm value equals debt plus equity

Example Insight

A company with 60% equity and 40% debt may have lower financing costs, but higher equity reduces return leverage for owners. The optimal structure balances tax benefits of debt against financial distress costs.

Industry Benchmarks

Technology0.3x - 0.8x D/E
Manufacturing0.8x - 1.5x D/E
Utilities1.0x - 2.0x D/E
Real Estate1.5x - 3.0x D/E